Everything about Axis My Zone Credit Card

Axis My Zone Credit Card

Axis My Zone Credit Card offers different benefits like shopping, dining and entertainment. Cardholders can avail discounts on popular websites like Ajio, Swiggy, and complimentary Airport Lounge access and complimentary subscription to SonyLiv. There are only a few Lifetime Free Credit Card that provides benefits in so many different categories. 

Features & Benefits

BOGO on Movie Tickets:

  • Get 100% discount on the second movie ticket  at Paytm movies
  • Maximum discount per month is limited to INR 200.
  • To avail off this benefit, use code:AXIS200
  • No reward points on BOGO transaction.

Complimentary SonyLiv Premium Annual Subscription

  • On first 30 days of card issuance, get SonyLiv Premium annual subscription worth INR 999 on the first spend.
  • Voucher code will be received via SMS on the registered mobile number and registered e-mail ID within 45 days of card issuance.
  • On spending 1.5 lakh in card, customers get eligible for SonyLiv Premium renewal.

40% off on Swiggy:

  • Get 40% off on food delivery at Swiggy
  • Use coupon code: AXIS40
  • Maximum Discount: INR 120 per order
  • Minimum Spend: INR 200
  • Can be availed: Up to 4 times a month.

Flat 600 off on Ajio

  • Get flat 600 off on minimum spend of INR 2000.
  • Use coupon code: AXISMYZONE to avail the discounts.

Reward Points

  • 4 EDGE Reward Points on every INR 200 spent via credit card.

Some other Benefits:

  1. Complimentary access to select airport lounges within India
  2. 1% Fuel Surcharge Waiver (Max INR 400 per statement cycle) on transactions between INR 400 and INR 4000.
  3. Conversion of transactions of INR 2500and above to EMIs.
  4. Up to 20% off on Partner restaurants under “Dining Delights” in India.

The value chart below shows the monthly and the annual benefits worth INR 15500 through My Zone Card in terms of cashback and points earned.

DetailsMonthly Benefit (Rs.)Annual Benefit (Rs.)
SonyLiv Activation Benefit1 999
Movie spends at Paytm2002400
Food ordering at Swiggy4805760
Online shopping at AJIO2 2400
Fuel Spends330360
Domestic Airport Lounge Access4 2000
SonyLiv Renewal Benefit3 999
EDGE Rewards1501800
Total Benefits (Year1) 15719
Total Benefit (Year2 onwards) 15719
Annual benefits as a percentage of spends* 10.5%
1Applicable for first year only
2If one purchase per quarter
3Assuming fuel spends of Rs.3000 monthly
4If used twice in a year
5Applicable from year 2 onwards
*For illustrative purposes only

Eligibility Criteria:

Below mentioned are the eligibility criteria to apply for Axis My Zone Credit Card:

  • Primary cardholder should be between 18 to 70 years of age.
  •  Add-on card holder should be above 15 years of age.
  • Applicant should be resident of India or Non-Resident Indian.

Note: Eligibility conditions are indicative and bank has sole right to take the final decision.

Documents Required:

Below mentioned are the documents required to apply for Axis My Zone credit card:

  • PAN Card or Form 60
  • Coloured Photographs
  • Latest Payslip/ Form 16/ ITR Copy
  • Residential Proof (Any one of the following):
  • Passport
  • Ration Card
  • Electricity Bill
  • Landline Telephone Bill
  • Identity Proof (Any one of the following):
  • Passport
  • Driving License
  • PAN Card
  • Aadhar Card

Note: Documents required may vary individual to individual.

Fees & Charges:

My Zone Credit CardCharges
Joining FeeRs. 500 and Life Time Free Offer for *select channels
Annual Fee1st Year: Nil
2nd Year onwards: Rs. 500, Lifetime Time Free Offer for *select channels
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement FeeNil
Cash Payment FeeRs. 100/-
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Finance Charges (Retail Purchases & Cash)3.6% per month (52.86% per annum)
Cash Withdrawal Fees2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment FeeNil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway TicketsAs prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee3.50% of the transaction value
Reward Point Redemption feeyes
GSTAs per existing Government norms
Rent Transaction fee1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.

How to apply for Axis My Zone Credit Card:

An applicant can initiate and submit an online application along with the documents to get the card. Below mentioned are the steps for the same:

  • Open the official website of Axis Bank.
  • Click on “Apply Now”.
  • Click on “Credit Cards”.
  • Scroll down and find “Axis My Zone Credit Card”.
  • Click on “Apply Now”.
  • Proceed further to follow the online application form.
  • Click on “Submit”.

Axis My Zone Application Status

Below mentioned are the steps to check the application status of Axis My Zone Credit Card:

  • Step 1: Open the application “Tracking page of Axis Bank”.
  • Step 2: Click on “Loan”
  • Step 3: Check the credit card application status by entering the details asked for.
  • Step 4: Also, customers can contact customer care department for the same.
  • Step 5: Alternatively, customers can visit their nearest branch to know the status of Axis My Zone Credit Card application.

Axis My Zone Credit Card PIN Activation

Below mentioned are the ways to get the Axis My Zone credit Card PIN generation:

  • Contact customer care department and ask them to generate the credit card PIN. They will ask for some details like date of birth, credit card number.
  • An OTP will then be sent to the registered mobile number of the customer to verify the identity.
  • After successful verification, PIN can be generated easily.
  • Also, the same can be done via Internet Banking. Customers can generate their PIN by clicking on the option “My Credit Card”.
  • It can also be done by visiting an ATM. In the main menu, look for the option of credit card PIN generation.

Axis My Zone Credit Card Bill Payment

Below mentioned are the steps to make bill payment of Axis My Zone Credit Card Bill Payment:

  • Step 1: Log in to the internet banking of Axis Bank.
  • Step 2: Under “Credit Cards” section, click on the option “Pay now”.
  • Step 3: Enter all the details required and proceed further.
  • Step 4: NEFT option can be availed of in case the payment is to be made from a different bank account.
  • Step 5: Also apps like PhonePe, Paytm, etc. can also be used for same purposes.
  • Step 6: Customers can also visit their nearest branch to make the credit card bill payment via Cash or cheque.

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BSV Staff

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