
<p><a href="https://www.mymoneymantra.com/credit-cards/axis-bank/my-zone-credit-card"><strong>Axis My Zone Credit Card</strong></a><strong> </strong>offers different benefits like shopping, dining and entertainment. Cardholders can avail discounts on popular websites like Ajio, Swiggy, and complimentary Airport Lounge access and complimentary subscription to SonyLiv. There are only a few <a href="https://www.mymoneymantra.com/best-lifetime-free-credit-cards-in-india"><strong>Lifetime Free Credit Card</strong></a> that provides benefits in so many different categories. ;</p>



<h2 class="wp-block-heading"><strong>Features &; Benefits</strong></h2>



<h3 class="wp-block-heading"><strong>BOGO on Movie Tickets:</strong></h3>



<ul class="wp-block-list">
<li>Get 100% discount on the second movie ticket ; at Paytm movies</li>



<li>Maximum discount per month is limited to INR 200.</li>



<li>To avail off this benefit, use code:AXIS200</li>



<li>No reward points on BOGO transaction.</li>
</ul>



<h3 class="wp-block-heading"><strong>Complimentary SonyLiv Premium Annual Subscription</strong></h3>



<ul class="wp-block-list">
<li>On first 30 days of card issuance, get SonyLiv Premium annual subscription worth INR 999 on the first spend.</li>



<li>Voucher code will be received via SMS on the registered mobile number and registered e-mail ID within 45 days of card issuance.</li>



<li>On spending 1.5 lakh in card, customers get eligible for SonyLiv Premium renewal.</li>
</ul>



<h3 class="wp-block-heading"><strong>40% off on Swiggy:</strong></h3>



<ul class="wp-block-list">
<li>Get 40% off on food delivery at Swiggy</li>



<li>Use coupon code: AXIS40</li>



<li>Maximum Discount: INR 120 per order</li>



<li>Minimum Spend: INR 200</li>



<li>Can be availed: Up to 4 times a month.</li>
</ul>



<h3 class="wp-block-heading"><strong>Flat 600 off on Ajio</strong></h3>



<ul class="wp-block-list">
<li>Get flat 600 off on minimum spend of INR 2000.</li>



<li>Use coupon code: AXISMYZONE to avail the discounts.</li>
</ul>



<h3 class="wp-block-heading"><strong>Reward Points</strong></h3>



<ul class="wp-block-list">
<li>4 EDGE Reward Points on every INR 200 spent via credit card.</li>
</ul>



<h3 class="wp-block-heading"><strong>Some other Benefits:</strong></h3>



<ol class="wp-block-list" type="a">
<li>Complimentary access to select airport lounges within India</li>



<li>1% Fuel Surcharge Waiver (Max INR 400 per statement cycle) on transactions between INR 400 and INR 4000.</li>



<li>Conversion of transactions of INR 2500and above to EMIs.</li>



<li>Up to 20% off on Partner restaurants under “Dining Delights” in India.</li>
</ol>



<p>The value chart below shows the monthly and the annual benefits worth INR 15500 through My Zone Card in terms of cashback and points earned.</p>



<figure class="wp-block-table"><table><tbody><tr><td><strong>Details</strong><strong></strong></td><td><strong>Monthly Benefit (Rs.)</strong><strong></strong></td><td><strong>Annual Benefit (Rs.)</strong><strong></strong></td></tr><tr><td>SonyLiv Activation Benefit<sup>1</sup></td><td> ;</td><td>999</td></tr><tr><td>Movie spends at Paytm</td><td>200</td><td>2400</td></tr><tr><td>Food ordering at Swiggy</td><td>480</td><td>5760</td></tr><tr><td>Online shopping at AJIO<sup>2</sup></td><td> ;</td><td>2400</td></tr><tr><td>Fuel Spends<sup>3</sup></td><td>30</td><td>360</td></tr><tr><td>Domestic Airport Lounge Access<sup>4</sup></td><td> ;</td><td>2000</td></tr><tr><td>SonyLiv Renewal Benefit<sup>3</sup></td><td> ;</td><td>999</td></tr><tr><td>EDGE Rewards</td><td>150</td><td>1800</td></tr><tr><td>Total Benefits (Year1)</td><td> ;</td><td>15719</td></tr><tr><td>Total Benefit (Year2 onwards)</td><td> ;</td><td>15719</td></tr><tr><td>Annual benefits as a percentage of spends*</td><td> ;</td><td>10.5%</td></tr><tr><td colspan="3"> ;</td></tr></tbody></table></figure>



<figure class="wp-block-table"><table><tbody><tr><td><sup>1</sup>Applicable for first year only<br><sup>2</sup>If one purchase per quarter<br><sup>3</sup>Assuming fuel spends of Rs.3000 monthly<br><sup>4</sup>If used twice in a year<br><sup>5</sup>Applicable from year 2 onwards<br>*For illustrative purposes only</td></tr></tbody></table></figure>



<h2 class="wp-block-heading"><strong>Eligibility Criteria:</strong></h2>



<p>Below mentioned are the eligibility criteria to apply for Axis My Zone Credit Card:</p>



<ul class="wp-block-list">
<li>Primary cardholder should be between 18 to 70 years of age.<strong></strong></li>



<li> ;Add-on card holder should be above 15 years of age.<strong></strong></li>



<li>Applicant should be resident of India or Non-Resident Indian.<strong></strong></li>
</ul>



<p>Note: Eligibility conditions are indicative and bank has sole right to take the final decision.</p>



<h2 class="wp-block-heading"><strong>Documents Required:</strong></h2>



<p>Below mentioned are the documents required to apply for Axis My Zone credit card:</p>



<ul class="wp-block-list">
<li>PAN Card or Form 60</li>



<li>Coloured Photographs</li>



<li>Latest Payslip/ Form 16/ ITR Copy</li>



<li>Residential Proof (Any one of the following):</li>



<li>Passport</li>



<li>Ration Card</li>



<li>Electricity Bill</li>



<li>Landline Telephone Bill</li>



<li>Identity Proof (Any one of the following):</li>



<li>Passport</li>



<li>Driving License</li>



<li>PAN Card</li>



<li>Aadhar Card</li>
</ul>



<p>Note: Documents required may vary individual to individual.</p>



<h2 class="wp-block-heading"><strong>Fees &; Charges:</strong></h2>



<figure class="wp-block-table"><table><tbody><tr><td>My Zone Credit Card</td><td>Charges</td></tr><tr><td>Joining Fee</td><td>Rs. 500 and Life Time Free Offer for *select channels</td></tr><tr><td>Annual Fee</td><td>1st Year: Nil<br>2nd Year onwards: Rs. 500, Lifetime Time Free Offer for *select channels</td></tr><tr><td>Add-on Card Joining Fee</td><td>Nil</td></tr><tr><td>Add-on Card Annual Fee</td><td>Nil</td></tr><tr><td>Card Replacement Fee</td><td>Nil</td></tr><tr><td>Cash Payment Fee</td><td>Rs. 100/-</td></tr><tr><td>Duplicate Statement Fee</td><td>Waived</td></tr><tr><td>Charge Slip Retrieval Fee or Copy Request Fee</td><td>Waived</td></tr><tr><td>Outstation Cheque Fee</td><td>Waived</td></tr><tr><td>Mobile Alerts for Transactions</td><td>Free</td></tr><tr><td>Hotlisting Charges</td><td>Nil</td></tr><tr><td>Balance Enquiry Charges</td><td>Waived</td></tr><tr><td>Finance Charges (Retail Purchases &; Cash)</td><td>3.6% per month (52.86% per annum)</td></tr><tr><td>Cash Withdrawal Fees</td><td>2.5% (Min. Rs. 500) of the cash amount</td></tr><tr><td>Overdue Penalty or Late Payment Fee</td><td>Nil if Total Payment Due is less than Rs. 500<br>Rs. 500 if total payment due is between Rs. 501 &#8211; Rs. 5,000<br>Rs. 750 if total payment due is between Rs. 5,001 &#8211; Rs. 10,000<br>Rs. 1200 if total payment due is greater than Rs.10,000</td></tr><tr><td>Over Limit Penalty</td><td>2.5% of the overlimit amount (Min. Rs 500)</td></tr><tr><td>Cheque Return or Dishonour Fee or Auto-debit Reversal</td><td>2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500</td></tr><tr><td>Surcharge on Purchase or Cancellation of Railway Tickets</td><td>As prescribed by IRCTC / Indian Railways</td></tr><tr><td>Fuel Transaction Surcharge Transaction</td><td>1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)</td></tr><tr><td>Foreign Currency Transaction Fee</td><td>3.50% of the transaction value</td></tr><tr><td>Reward Point Redemption fee</td><td>yes</td></tr><tr><td>GST</td><td>As per existing Government norms</td></tr><tr><td>Rent Transaction fee</td><td>1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.</td></tr><tr><td>Dynamic Currency Conversion MarkUp</td><td>1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.</td></tr></tbody></table></figure>



<h2 class="wp-block-heading"><strong>How to apply for Axis My Zone Credit Card:</strong></h2>



<p>An applicant can initiate and submit an online application along with the documents to get the card. Below mentioned are the steps for the same:</p>



<ul class="wp-block-list">
<li>Open the official website of Axis Bank.<strong></strong></li>



<li>Click on “Apply Now”.<strong></strong></li>



<li>Click on “Credit Cards”.<strong></strong></li>



<li>Scroll down and find “Axis My Zone Credit Card”.<strong></strong></li>



<li>Click on “Apply Now”.<strong></strong></li>



<li>Proceed further to follow the online application form.<strong></strong></li>



<li>Click on “Submit”. <strong></strong></li>
</ul>



<h2 class="wp-block-heading"><strong>Axis My Zone Application Status</strong></h2>



<p>Below mentioned are the steps to check the application status of Axis My Zone Credit Card:</p>



<ul class="wp-block-list">
<li>Step 1: Open the application “Tracking page of Axis Bank”.</li>



<li>Step 2: Click on “Loan”</li>



<li>Step 3: Check the credit card application status by entering the details asked for.</li>



<li>Step 4: Also, customers can contact customer care department for the same.</li>



<li>Step 5: Alternatively, customers can visit their nearest branch to know the status of Axis My Zone Credit Card application.</li>
</ul>



<h2 class="wp-block-heading"><strong>Axis My Zone Credit Card PIN Activation</strong></h2>



<p>Below mentioned are the ways to get the Axis My Zone credit Card PIN generation:</p>



<ul class="wp-block-list">
<li>Contact customer care department and ask them to generate the credit card PIN. They will ask for some details like date of birth, credit card number.</li>



<li>An OTP will then be sent to the registered mobile number of the customer to verify the identity.</li>



<li>After successful verification, PIN can be generated easily.</li>



<li>Also, the same can be done via Internet Banking. Customers can generate their PIN by clicking on the option “My Credit Card”.</li>



<li>It can also be done by visiting an ATM. In the main menu, look for the option of credit card PIN generation.</li>
</ul>



<h2 class="wp-block-heading"><strong>Axis My Zone Credit Card Bill Payment</strong></h2>



<p>Below mentioned are the steps to make bill payment of Axis My Zone Credit Card Bill Payment:</p>



<ul class="wp-block-list">
<li>Step 1: Log in to the internet banking of Axis Bank.</li>



<li>Step 2: Under “Credit Cards” section, click on the option “Pay now”.</li>



<li>Step 3: Enter all the details required and proceed further.</li>



<li>Step 4: NEFT option can be availed of in case the payment is to be made from a different bank account.</li>



<li>Step 5: Also apps like PhonePe, Paytm, etc. can also be used for same purposes.</li>



<li><a></a>Step 6: Customers can also visit their nearest branch to make the credit card bill payment via Cash or cheque.</li>
</ul>

Everything about Axis My Zone Credit Card
